Embedded Pension Insurance
Offer a Long-Term and Tax-Optimized Investment Vehicle
We enable insurance brokers, wealth managers, robo-advisors, (neo-)banks, or trading-apps in Germany to offer white-label pension insurance.
Unlock tax-benefits for your customers with a diverse investment offering and create an ongoing revenue stream through management fees with long-term stickiness.
Our Offering at a Glance
Our insurance container (Private Pension Plan) is a slim and flexible layer around any funds-based investment strategy. It allows your customers to benefit from tax privileges.
The fitting integration for all phases of maturity: From a white-label standalone application for your customers, continuing with embeds of individual widgets and flows and ending in raw API access to allow you to build fully customized solutions.
Wrap your existing investment strategy in our insurance container, or collaborate with our capital market experts on putting together suitable investment strategies.
If you are a licensed insurance broker we can act as pure API and software provider empowering you to offer a rich user experience to your clients and powerful tooling for your advisors.
We provide our brokerage license as a service. In this operating model we are not only running the software, but covering the regulated act of insurance brokerage and the ongoing customer support throughout the lifetime of the policy.
Clanq is a mobile finance app that empowers parents to save for their children’s future. For better performance, saving accounts combine cashback on every purchase and sustainable investments.
Estably is a renowned Robo-Advisor based in Liechtenstein. Their goal is to increase wealth in the long term by merging digital convenience with human investment expertise.
The Benefits of Working With Us
Due to the unlockable tax-benefits of a long-term product we are seeing increased stickiness compared to investment products without an insurance container.
In partnership with our sister company Liechtenstein Life Assurance AG we can offer a tailor-made insurance product, effective brokerage, as well as deeply integrated software.
With our existing, full-fledged, white-label software you can get a technical integration up and running within 2-4 weeks.
Our users currently have 475 Million Euro of assets in over 71,500 active policies within our software.
Assets€ 475 Mio
Key Software Features
Our Software is available stand-alone or integratable on the Web, iOS and Android
Our rich user experience consists of modern and performant applications with a sleek design. Flows are highly optimized for casual and pro users alike.
Including real-time Selfie ID Verification
Colors, typography, buttons and logos are customizable to match your corporate identity
Includes hosting, maintenance and updates
A Sneak Peek Into the App
Predicted growth scenarios
Current fund value
Possibility to make additional payments
See payment history
Death benefits & beneficiary
Let’s Talk About Your Case
Managing Director, Commercials
+49 (0) 30 1208 7872 2