Are you ready for a new revenue stream?

Insurance (Agent) as a Service

We enable financial players like robo-advisors, neo-banks, or trading-apps to integrate investment-style pension insurances in Germany.

prosperity software on phones

Our Offering at a Glance

investment iconInvestment Strategy

Wrap your existing investment strategy in our insurance container, or collaborate with our capital market experts on putting together suitable investment strategies.

insurance container iconInsurance Container

Our insurance container is a slim layer around the investment strategy which allows your customers to benefit from tax privileges of pension insurances. The fee structure is transparent and primarily %-based on the net asset value.

tech iconWhite-label + API

Leverage our white-label software, either standalone or seamlessly integrate it into your existing web or mobile applications. Our APIs allow you to build fully customized solutions.

Operating Models

tech service icon
You are a licensed insurance broker

If you are a licensed insurance broker we can act as pure software as a service provider empowering you to offer a rich user experience to your clients.

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You don’t have a brokerage license

We are providing our brokerage license as a service. In this operating model we are not only running the software, but covering the regulated act of insurance brokerage and the ongoing customer support throughout the lifetime of the policy.

Case Studies

Clanq user
Clanq logo

Clanq is a mobile finance app that empowers parents to save for their children’s future. For better performance, saving accounts combine cashback on every purchase and sustainable investments.

Christina Hammer

"We started with an out of the box solution and iteratively customized the experience for our families and deepened the integration. We value our pragmatic and solution-oriented collaboration."

Christina Hammer, Co-Founder and CMO

Estably logo

Estably is a renowned Robo-Advisor based in Liechtenstein. Their goal is to increase wealth in the long term by merging digital convenience with human investment expertise.

Markus Prodinger

"Getting our joint offering live was a smooth process. We were onboarded as an asset manager, integrated the signup widget on our Website and now our customers benefit from the excellent user experience of the Estably branded pension insurance app."

Markus Prodinger, Co-Founder and CEO


The Benefits of Working With Us

handshake iconIncreased end-customer stickiness

Due to the unlockable tax-benefits of a long-term product we are seeing increased stickiness compared to investment products without an insurance container.

cycle iconEnd-to-end offering

In partnership with our sister company Liechtenstein Life Assurance AG we can offer a tailor-made insurance product, effective brokerage, as well as deeply integrated software.

stopwatch iconQuick time to market

With our existing, full-fledged, white-label software you can get a technical integration up and running within 2-4 weeks.

star iconProven track record and stability

Our users currently have 465 Million Euro of assets in over 68,000 active policies within our software.

  • NAV pricing

  • White-label

  • Active Policies

  • Assets

    465 Mio

Key Software Features

devices iconCross-Platform

Our Software is available stand-alone or integratable on the Web, iOS and Android

paint iconRich UX

Our rich user experience consists of modern and performant applications with a sleek design. Flows are highly optimized for casual and pro users alike.

selfie iconCompletely digital onboarding

including real-time Selfie ID Verification

tag iconWhite-labeling

Colors, typography, buttons and logos are customizable to match your corporate identity

selfie iconPlug and play

Includes hosting, maintenance and updates

A Sneak Peek Into the App

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Predicted growth scenarios

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Current fund value

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Possibility to make additional payments

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See payment history

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Document center

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Death benefits & beneficiary

Let’s Talk About Your Case

David Thomas Grübl
David Thomas Grübl
Managing Director, Commercials

+49 (0) 30 1208 7872 2

Embedded in a Strong Ecosystem

the prosperity company AG
prosperity solutions
Lichtenstein Life Assurance AG
prosperity funds SICAV
cashyou AG